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Working Papers

Time Variation in Lifecycle Consumption and Income, with Yunus Aksoy and Henrique Basso, Banco de Espana, Working Papers series, Under revision 

The Credit Card Debt Puzzle: New Facts and Theory. Latest version

Work in Progress

Work in Progress

An Experiment in Buy Now Pay Later:  Liquidity Constraints or Preferences for liquidity?,  with Emanuela Sciubba

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